Investment Consulting
- Portfolio management
- QrtlyTracking and monitoring
- Due diligence
- Risk evaluation
- Performance analysis vs Benchmark
- Goal setting and progress tracking
CFP® Board Definition of Financial Planning: Financial Planning is a collaborative process that helps maximize a clients potential for meeting life goals through financial advice that integrates relevant elements of the clients personal and financial circumstances.
The Wealth Management Formula
The couples I work with at Limestone are more than OK financially. However, that does not lead to meaning in their lives or a sense of purpose. Having a sense of purpose in life has been shown to increase life expectancy and happiness. Families have growth needs that are financial and personal. Financial planning aligns these two harmoniously and leads to fulfillment in our lives.
To understand better the approach we use with couples is my shorthand formula for wealth management. Its been developed and adapted working with couples over past 20 years planing for the next phase. Many advisors say they are wealth managers but only focused on investments and gathering them to manage.
Advanced Planning
- Cash flow analysis
- Tax planning & projections
- Prioritizing financial goals
- Retirement income planning
- Wealth protection from cybersecurity risks
- Charitable giving
- Estate planning
Beneficiary designations
Relationship Management
- Collaborate with other professionals, including legal team, tax consultants, & insurance investment professionals*
- Make sure stuff gets done that needs to
- Create a plan for delegating & building a support team
*Specific individualized tax or legal advice not provided. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
If you’re tired of feeling overwhelmed, are unsure of what may be preventing you from reaching your financial goals, and are ready to change, let’s talk.
What Our Clients Have to Say
I have known Steve Roth since 2006. He was assigned my whole life policy after my previous advisor retired. He asked for a face to face meeting so he could introduce himself. At that introduction, Steve explained he wanted to help with my financial life goals both short term and long term. Steve listened to my needs and made recommendations. He was never pushy and always answered whatever questions I had. I am the kind of person that needs to think about recommendations and come to my own conclusion after researching. Over the years, through Steve’s advice, I have been able to meet my short term goals assisting our children with college tuition, weddings and down payments for their first homes. Additionally, my long term goal for a financially stable retirement was achieved. I am now 67 years old and retired at 65. The plan we put together and implemented over 15 years has been successful. Steve has demonstrated over the years that he truly cares about his clients. I have recommended many family members and friends to Steve. We have developed a friendship beyond professional. I consider Steve as part of my family.
- Frank B.
I have had the honor of having Steve Roth as our financial advisor for about 13 years. My wife lost her job and we needed to roll over her retirement fund into an IRA. We didn’t know where to turn but since I had a Prudential IRA I called Prudential. They sent Steve to us and he arranged for the roll over and even adjusted my IRA. When Steve left Prudential we went with Steve and he started handling our accounts. It was the best move we could have ever made. Steve kept us up to date with how things were going and his personal touch made us feel like we were important to him and our account was important also. He also is so easy to talk to and we could talk about any topic. I felt it was his way of getting to really know us and thus how to handle our accounts. I believe because of the way Steve handled our accounts, my wife and I were able to retire 2 years sooner than originally planned. At the present I am dealing with the estate of my late brother and knowing I have Steve to help me with the handling of the funds has helped me knowing I have Steve to make the right decisions. I have recommended Steve to friends and co-workers when they have questions regarding their finances and are looking for an advisor and will continue to do so. Steve makes you feel like he really is concerned and wants to do the best for you.
- Gary F.
All of the above testimonials are from current Limestone Financial Group clients, and no compensation has been given for their statements. Individuals were selected based on having a positive experience with our firm and being willing to say a few words relating to their experience. Every client's experience will differ. Future results cannot be guaranteed.
