Financial Advice for parents and grandparents with young children.

Tip # 1: Keep cash readily available for children in bill amounts below $20…   You do not want to be the parent whose kid asks them for money in front of other kids' parents and not have cash, but $20’s can be too much….

Tip# 2:  On smartphone devices, from an independent local cell store owner, “ you do not want to be the first parent to buy a kid a phone nor the last…..

Tip# 3 :  It is true that adding more lines to one account can save money on devices and upfront phone costs which is cheaper for everyone…  Be sure the account owner is aware and okay with all changes as they get bill for everyone!